Is Your Business Safe From Check Fraud


An unsuspecting scam:-

Imagine this. A seemingly nice couple approaches the checkout line to pay for some purchases. They are all smiles and very friendly. As the cashier rings up their purchases, they chat about how much they love the store and how much they can’t wait to come back. After all the purchases are bagged, the couple hands the cashier a check. The check passes smoothly through the cash register with no problems. The couple takes their purchases and thanks the cashier for such great customer service. Later on when the managers are counting the cashier’s till something just does not add up. And then they find it— a fraudulent check. 

Check fraud declining

Check fraud can happen to anyone because those committing the crime can be discrete and unsuspecting. Fortunately, ABC news reports that check fraud is declining. In an article titled, “Check Fraud Crimes Declining, But Debit Card Crimes on the Rise,” journalist Colleen Curry writes, “During a year that saw a record rise in financial crime reports, one scam that has plagued banks and consumers for decades is fading away: check fraud. Reports of suspected counterfeiting, check fraud, and check kiting were among the financial crimes that saw declines during 2011, dropping 7.5 percent from 2010. The drop in check fraud came as the Financial Crime Enforcement Network (FinCEN) had a record number of suspicious activity reports (SARs) in 2011 throughout the financial industry.”

Protect yourself from check fraud

Although check fraud is declining, checks still exist and as long as checks exist so will check fraud. In February of this year, police charged almost 70 people in Tennessee and Virginia with check fraud. Fortunately, there are ways to guard against it. One way to do that is by using electronic check payment processing such as check conversion. Bank Card Systems offers its merchants a check conversion device for check payment processing. The check conversion device accepts checks as if they were credit cards. The machine passes the check through a reader which scans and “verifies the check against a database of negative files.” These files contain information about customers who have been involved in fraud activities in the past. Devices such as these are helpful because fraudulent checks look so real nowadays. Fortunately, a check conversion device such as this one will expose a fraudulent check right away.

Assets for the first  and foremost grade of surety bond mortgages

People opt different modes of solutions in order to protect the investments. There  are various foremost service providers offering surety bonds service to investors and many other individuals. A surety bond is a textual agreement, provides financial compensation if,  the principal fails in performing their promises and duties. It is a third party guarantee, subjected that an organization or individual will accomplish all sorts of obligations. Apart from that, this is a three party agreement take place between the principal, obligee and surety bond company. It is a significant and specialized type of insurance, especially crafted in which one party guarantees an obligation by another party. If you are looking for reliable services, you can contact with trustworthy service providers. To find such preeminent organization, you can take assistance of web based tool or internet.

With over years of experience, they have been providing customer friendly services all across the globe. The company specializes in offering surety bonds to individuals and businesses. Apparently, they provide all aspects of services throughout the United States. The main aim of the company is to maintaining exceptional level of customer service in order to ensure quality and prompt service. They are dedicated to provide highest quality services to all their clients. The company has a dedicated and experienced team of professionals. Their adepts will work along with you and committed to provide affirmative services. As a foremost firm, they provide distinct lines of surety services for regular and other credit applicants.

They offer a variety of surety bonds namely individual, sale & travel, mortgage broker bond, MVD, contractor bond, auto dealer, school, telemarketing, sale tax, utility, business and many other bonds of different categories. Such bonds are helpful to protect the obligee losses due to the failure of duties by the principal in order to meet the obligation. You will be provided with the highest quality services at very affordable prices. For surety bond needs, you can completely rely upon the company. They are a one stop solution of pro-bond services.

By browsing their website, you can download the surety bond mortgage application in a real time. They also furnish on-line agents registrations to communicate open with you for the procedure of  applications and questionnaire. They even propose some exhilarating newly programs for the California surety bonds of $10,000 and under. You can also download their instant application service  for quick participation in their company. For more information gathering and queries you can visit to their website and you will be responded shortly.

Team building skills allow people to work together better, saving time, money and your most important asset-knowledge. The Corporate Learning Institute helps individuals and teams develop optimal collaboration skills. How do they do it? Recently, Dr. Susan Cain worked with a high profile client in Santa Barbara, California. The team, from a start-up company in famed Silicon Valley, California, was struggling. Bolstered by an impressive start, with sufficient investor funding and a great go-to-market service, sales flattened, the inevitable lay-offs occurred, and the team splintered into predicate factions.

CLI partners Dr. Susan Cain and Dr. Tim Buividas were asked to help the team regroup.

"We worked within the CLI span of capabilities, which includes strategy development, cultural assessment, innovation and project management and team capability development," commented Dr. Tim Buividas.

Together, market position was assessed. Then, short, mid-and longer-range goals were revisited. A redeveloped strategy began to emerge with an action plan to generate early wins. "We had to combine team building activities with discussion to break through to deeper conversation," Dr. Buividas noted. The team made progress in developing open conversations in a more casual environment; they began to see how missed conversations led to silos and fed the fear factor rampant within the culture.

"The team members stopped hiding out from each other and could now see themselves as one team. This only occurred after we introduced team building activities that required trust and communication to complete," Dr. Buividas concluded.

CLI partner Dr. Susan Cain agreed. "We have developed a select grouping of portable team building activities that serve to engage clients directly in conversations about trust, collaboration, problem solving and innovative thinking. They can spark very deep conversations about the state of the organization’s health, about grudges that have been built between people, and about how to move ahead to solve even the organization’s biggest challenges."

Team building activities, combined with an organization’s business context needs can pay off in big ways. Today, the start-up that CLI worked with is back on track with their progress and clear on their common goals. Their road ahead is not easy, but is optimized by the new agreements and skills that they now have in place. "Combining team building with a strategic change agenda is a great way to improve the odds for future success," Dr. Buividas stated.

For more information on how to optimize your team's future, visit The Corporate Learning Institute at www.corplearning.com.

Susan Cain

Corporate Learning Institute

[email protected]

1-800-203-6734

www.corplearning.com

Look great and stylish with most advanced salon of Long Island

I took the hair color service from TOPSALONLONGISLAND last month. I think it was worth spending my time and money there. I am pretty much satisfied with the work of their staff. I personally feel it is the Best Hair Color Salon Long Island. It didn’t cause any harm to my natural texture of hair or any kind of hair loss problem.

Other services that this salon provides with 5-star excellence include:

• Hair Extensions
• Spa Services
• Human hair Wigs
• Skin Care
• Haircuts
• Hairstyles

It is awarded by longislandbest.net with triplicate honor for three categories namely #1 Salon Long Island , #1 Spa Long Island and  #1 Haircuts Long Island. It is also famous as Best Hair Extensions Long Island as it was awarded as Creators of “Hair Infusion”. There are 9 other awards in a row for their excellent services and customer satisfaction.

They have three outlets, two in New York and third in the south shore of Long Island. For those who want to get isolated from the crowded streets of NY can relax themselves in the most magnificent environment of their Long Island location. Also, as this location is near to JFK airport, it can be easily approached.

Save Yourself From Harmful Radiations and Toxic Substances

Soeks is a Russian company which is famous for developing and selling many ecological devices at reasonable rates. It has its exclusive representative in the USA by the name of Soeks USA. This company has its product unique in terms of their:

• stylish design
• bright colored display
• Two (English and Russian) languages manual
• Batteries and Accumulators Power Supply
• 12 months warranty.

It has a variety of products  from Alkaline Ionizing Energy Flask, Anti radiation Quantum Shield, EMF Detector to Nitrate Tester Soeks. Recently this company has started manufacturing 10 models of new devices. All the products available in Soeks USA are exported from Soeks manufacturer only.

Their product Professional Dosimeter Quantum is amazing. It is useful for  analyzing cumulative radiation dose and radioactive elements in objects, food and construction material. It has longer battery life and rechargeable batteries.

Soeks devices are available in more than 80 towns of Russia, and in many countries including Japan, Germany and France. One  of its products, “PRODEXPO-2009” has even received appreciation for its ability to solve food related problems. Other products of this company that helped with food safety includes Nitrate testers , Dosimeter and Ecotester.

Search the reputed Salon nearby your place

Are you searching the best salon that offer amazing solutions? If yes, then you can find the top 10 salons very easily across the world with the internet. Everyone knows that salon services are very important to relax and rejuvenate your hectic life. So, opt the internet to search Worlds Best Salon in just few minutes. Through the internet, you can search the Top 10 Hair Color Salon, Top Hair Extensions service providers, Hair Replacement and related services.

“Rodolfo Valentin” is one of the leading online beauty directory that give you the essential information related to best salon in the world. This amazing brand also holds the reputation of top 10 salons New York and top 10 salons in USA. Whether you want to hire these special services nearby your place and somewhere else, they provide the right information related with best salon in an efficient manner.

This is situated in the heart of Madison Avenue, New York City. Moreover, this place is also very closed to Boston, Philadelphia, New Jersey and Westchester. Their experienced professionals offer diverse solutions so that you can fulfill your needs in an efficient manner. To know more about their special solutions, feel free to visit their (http://www.rodolfovalentin.org/) website.

Buy extreme quality of powerful headlights from Light Pros

Lights are one of the major and essential part of a car.  The headlights provide the ability to drive safer and smoother at the night times as well. Headlights are very important these days as they protect us from many accidents occurred abruptly. One of the renowned company that provides us the facility to purchase premium quality of brighter and powerful diverse lights is widely known as Light Pros. 

Light Pros specializes technologically advanced in Police Flashlights, Tactical Flashlights, LED Flashlights, HID Flashlights and HID Kits. They form a large variety of lights easily accessible to their store. The items have been categorized in Flash lights, HID kits, Motorcycle HID Kits, LED Projector Headlights, LED Tail Lights, Automotive LED Bulbs, Seat Belt, Bike Lights and so on. One of their assets is that their products are used by U.S armies, army, air force, over 200 police department, Special Forces, over 170 fire departments and rescue teams all around.

For shipping, it takes to 24-48 hours on all orders. They ship virtually all across the globe, but some of the products cannot be shipped to international countries. Their recent top sellers items that are very much liked by the customers from all over the world include xentec hid bulbs, light-pros slim HID ballast, relay wiring harness, 55 watt digital HID ballast and plastic base bi-xenon bulbs. For overall information and queries please visit http://www.light-pros.com/

Look gorgeous by getting a makeover with the best salon in New York

In the current scenario, all age groups people are getting conscious about their looks and the personality. Everyone wants to look stylish and gorgeous with trendy clothes and accessories. However, the outfits are not only the thing that makes the personality charming but people must also work on their skin and body so that they can flaunt with their beauty.

BEST SALON ON LONG ISLAND NY - RODOLFO VALENTIN SALON is one of the beauty salon that is serving various services to the people which can help in getting their overall personality gorgeous. This is the salon which is based in New York, U.S. and till now they have helped people to look the most beautiful at their different occasions.

The services that are basically offered by them is the Spa, beauty treatments, hair coloring, hair extensions, haircuts, wigs and much more. They are the services that not only provide the best quality but also the very much affordable prices. One can get the Best hair extensions Long Island from their salon that is done by the highly experienced experts.

Their salon has served the best quality services to the people which have helped it to win the “Best Salon Award” in the year 2013. The better way is to fix an appointment so that one can get the service as per their required time. No matter, whatever is the occasion, they can provide the assistance with their beauty packages at its best. To avail their spa and other beauty care services, make to visit their website.

The cash register is invented

Many products and services are created to solve a problem.  That’s why James Jacob Ritty invented the first mechanical cash register in the 1800s. He wanted to solve a major problem he encountered while owning and operating a saloon. One day, Ritty discovered he was losing money because although his customers were paying for their food and drink, his employees were pocketing the profits. Therefore, he needed a way to record cash transactions. This, he thought, would hold his employees accountable and keep them from stealing. No employees would want to steal from him again when they knew the cash register would expose them. Later on, the National Cash Register Company hired Charles F. Kettering  who improved on Ritty’s invention by powering the cash register with an electric motor.

The free cash register with credit card processing

The cash register has definitely come a long way since Ritty and Kettering were alive.  Today, not only can cash registers record transactions, but they can even process credit cards which is something the aforementioned inventors never even dreamed of. Bank Card Systems offers a free cash register with credit card processing. This device has all the functions of a normal electronic cash register except it also processes credit and debit cards. If a merchant wants to accept cash and credit, this device solves that problem because with it there is no need for a separate credit card terminal.

Another free choice of check out equipment

If a merchant wants to accept credit but already has an electronic cash register that does not accept credit , he or she can save money by simply getting a credit card machine. This solves the problem of having to purchase an entirely new machine just to accept credit card payments. That’s why Bank Card Systems also offers a free wireless credit card machine. This is a great piece of equipment to use if a merchant is constantly on the go. Merchants can easily transport this piece of equipment and process sales at any location. This piece of equipment is great for merchants who travel to fairs or expos to sell their goods. Just one swipe and the transaction is complete.

To see what other free choices of equipment Bank Card Systems offer, call and inquire about the free equipment program.

Probonds Insurance Corporations: Specializing in Bonds that help you in your financial crisis


Bond is a form of a loan which is a contract to repay the borrowed money added with the interest. Bonds are securities for commercial and industrial use. People often choose bonds that help and protect their speculations. There are distinctive service providers who provide us numerous options for the bonds. However, one of the leading companies that leads in performing their duties fully known as Probonds Insurance Corporations, specializing in providing Bonds to businesses and individuals far and wide the United States.

With the immense knowledgeable and professional staff provides the best and reliable services to the customers. Various kinds of bonds they propose such as, MVD bond/ Auto dealer bonds, Mortgage broker surety bond, school bonds, Sales tax bonds, Contractor license bond, Utility bonds and Travel bonds. Over the years, they have been provisioning customer friendly services to an international platform.

They provide an exceptional and customized service to their clients at very affordable and reasonable prices. In order to get rid of bad credit surety bonds there is a plan called Bruised Credit Bond Program that can help you or you can contact to their highly trained experts to find solution to your problem. To know more visit them at www.probondins.com or call at 1-888-490-BOND (2663) Toll Free.